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Healthy Habits : Review Your Finances, Career, And Life Once A Month

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As we kick off a New Year, a lot of people are making resolutions and setting new goals for themselves. Of course, the running joke and unfortunate reality are that most of those resolutions and goals will be abandoned come February. When a goal or a change is too large, it becomes easy to give up and walk away. So this year, instead of shooting for the moon on January 1st, try setting smaller, more actionable goals that you revisit every single month. By putting yourself on a schedule, you will be able to hold yourself more accountable, and you will have actionable steps to take every 30 days.

Focusing on your finances, your career, and your overall quality of life every month is a great way to be a better you come January 1st, 2020.

Reviewing Your Finances Every Month

working with calculator

Auto-pay and direct deposit definitely make our lives more convenient, but they also may cause us to miss important money-saving opportunities. In 2019, spend at least an hour or two every month really examining your finances. Pick a new financial area every month, and look for refinancing or cost-saving opportunities. Maybe in January, you leverage your existing resources to improve your financial situation. You can use your car as collateral on a small loan to improve your financial situation. This is a great way to pay of student or consumer debt, using the resources you already have. In February, call your mobile provider to see if you can reduce your bill in any way there. In March, look for side gigs and freelance opportunities. By making small financial improvements every month, you can slowly improve your situation without falling into the trap of aiming too high and then subsequently failing yourself.

Reviewing Your Career Every Month

man standing in front of building

Your career is a huge part of your life. 40 hours a week, 48 to 50 weeks a year winds up being the majority of your life. So make sure you are really happy with your situation and your trajectory. Again, set actionable goals every month. In January, take some time to write out the pros and cons list about your career. What do you love about it? What do you wish was different? In February, maybe find an area in which you can improve, setting small,work-related goals. In March, maybe set up an informational interview with someone in your field who is further along in your career, you never know what you might learn! Every month, assign yourself a small, accomplishable task.

Reviewing Your Life Every Month

improve yourself

How do you want to improve yourself generally? Do you want to get in shape? Make more money? Find a partner? Every month, take some time to sit back and take stock. Are you happy? If yes, you are on track! When we are happy people, we will certainly go places and show the best in us to the world. Identifying what satisfies you can lead to more gratitude. If the answer is no, then try and identify what area needs improving. Figure out what you need to do in January. In February, put it into action. Maybe you are going to set some short-term fitness goals, maybe you are going to join a dating app. Whatever changes you are making, keep them small and gradual.

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